Real answers to real-life money & life questions
22 calculators and converters that run entirely in your browser. Nothing is uploaded, nothing is stored, nothing asks you to sign up.
No tool matches that. Try “tax”, “PDF” or “Nepal”.
Money
19 toolsCan I Afford It?
See whether a purchase actually fits your budget, with the reasoning shown.
GST Calculator
Add 10% GST, or pull it back out of a total. Divides by 11, the way it should.
Nepal SSF & PF Calculator
11% + 20% on basic salary, split across all four schemes.
Nepal VAT Calculator
Add or remove 13% VAT — by dividing, not subtracting.
Nepal Land Area Converter
Ropani, Aana, Bigha and Katha — both systems, kept apart, and it reads 1-4-2-3.
Nepali Date Converter
BS to AD and back, 2000–2090 BS, with weekday and fiscal year.
Nepal Business Compliance Checklist
Which registrations you need and every filing deadline, from your structure, sector and headcount.
Nepal Salary Tax Calculator
Income tax on the FY 2083/84 slabs, with the SSF exemption and the working shown.
Tax Refund Estimator 2025-26
What you get back on the return due 31 October, on the ATO's published rates — with the working shown.
HECS-HELP Repayment Calculator
Your compulsory study loan repayment on the ATO's 2026-27 marginal rates.
Salary Take-Home Calculator
Real net pay from a gross salary, with the full Australian tax breakdown.
Debt Payoff Planner
Snowball vs. avalanche, with a real payoff timeline for every debt you list.
Personal Loan Repayment Calculator
Real monthly repayment and total interest, plus what an extra payment could save you.
Cost of Living Calculator
Compare two cities on rent, groceries, transport, and everyday spending.
Net Worth Calculator
Assets minus liabilities, broken down so you can see what's actually moving it.
Bill Splitter
Split any shared bill fairly, including uneven shares and one-off extras.
Compound Interest Calculator
Watch savings and monthly contributions grow, with a year-by-year table.
Super Guarantee Calculator
Your employer's 12% super, and the room left under the 2026–27 cap.
Pay Converter
Hourly to salary and back, through weekly, fortnightly and monthly.
Everyday
3 toolsDocuments
6 toolsPDF to Word
A PDF's text into an editable .docx. Runs in your browser — nothing is uploaded.
Image Compressor
Shrink JPG, PNG and WebP on your own device. Nothing is uploaded.
JPG to PDF
Combine images into one PDF, with automatic A4 orientation.
PDF to JPG
Every page as an image at up to 300 DPI, zipped in page order.
Merge PDF
Combine PDFs into one file, in your browser. No upload, no account, no watermark.
Split PDF
Pull out exactly the pages you want. Ranges like 1-3, 7, 9-12.