Real answers to real-life money & life questions
Calculators and checkers for the decisions that actually matter — can I afford this, what's my real take-home pay, how do I pay off this debt fastest. No login. No paywall. No subscription. Ever.
Money
6 toolsCan I Afford It?
See whether a purchase actually fits your budget, with the reasoning shown.
Salary Take-Home Calculator
Real net pay from a gross salary, with the full Australian tax breakdown.
Debt Payoff Planner
Snowball vs. avalanche, with a real payoff timeline for every debt you list.
Cost of Living Calculator
Compare two cities on rent, groceries, transport, and everyday spending.
Net Worth Calculator
Assets minus liabilities, broken down so you can see what's actually moving it.
Bill Splitter
Split any shared bill fairly, including uneven shares and one-off extras.
Career
coming soonJob Match Score
See how well your CV actually matches a job description.
Cover Letter Generator
A real, specific cover letter drafted from your CV and the job ad.
Interview Simulator
Practice real interview questions for the role you're applying to.
Safety
coming soonScam Checker
Paste a message or link and get a plain-language scam-risk read.
Documents
coming soonOfficial Letter Explainer
Paste a confusing letter and get a plain-English explanation of what it means.
Contract Explainer
Understand what you're actually agreeing to before you sign.
Shopping
coming soonProduct Comparison
Compare two products on real total cost of ownership, not just sticker price.